Canadian Snowbird Travel Insurance
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The following are special considerations when thinking about purchasing Canadian snowbird insurance:
Coverage for Pre-Existing Conditions
Single Trip vs. Multi Trip Annual Plans
INSURANCE
Select Your Insurance Type
Single Trip Insurance
Typically snowbirds travel once a year during the winter, so a single-trip plan is the most popular plan.
Multi-Trip Insurance
An annual multi-trip plan (plus a top-up) is a great option since the premium difference is minimal and gives the insured more flexibility for travel outside of their winter trip.
Coverage for Pre-Existing Conditions
Some travellers may have pre-existing medical conditions that need to be covered by their Snowbird travel insurance plan. Although this limits the number of choices available to you, companies will insure pre-existing conditions.
Note that for a condition to be covered, it has to be stabilized for a given amount of time (usually 6 months) prior to travelling. Each insurance company differs in its definition of “stabilized” (click here for more).
If you want coverage for a pre-existing condition, we urge you to call us at 1-800-474-4474 for a toll-free consultation with a licensed, experienced Canadian insurance broker.