Will My Health Insurance Cover a Gym Membership?
As health and wellness continue to take center stage in our daily lives, many are eager to get a gym membership that helps maintain their fitness goals. But can you save by having health insurance cover your gym membership?
While provincial health insurance plans, such as OHIP, do not cover gym memberships, there is still hope with private health insurance. Many private plans offer supplemental coverage that include fitness membership discounts, but it depends on your individual policy terms.
Join us as we cover public and private health insurance coverage for gym memberships, and what options are available to Canadians, including Manulife’s Vitality program. If you’re curious about how your health coverage can support your fitness goals, keep reading!
Will OHIP Cover a Gym Membership?
No. OHIP does not cover gym memberships because it’s considered a non-essential health expense. The same generally applies to other provincial public health insurance, like AHCIP, Nova Scotia MSI, and Health PEI. None of these provincial insurance plans will cover gym memberships.
OHIP will only cover medical expenses deemed medically necessary, such as physician appointments and hospital visits.
Will Private Health Insurance Cover a Gym Membership?
Yes, private health insurance can cover a gym membership, but it will depend on the policy you choose. Gym memberships are not typically included in basic private health insurance plans. Luckily, private insurance is designed to be tailored to your needs, so you’ll likely be able to find a plan that offers supplemental coverage for gym memberships.
Keep reading to browse our top Canadian Health Insurance Plans that include gym memberships.
Canada Health Insurance Plans That Cover Gym Memberships
Manulife Vitality
Manulife Vitality is designed to cover more than just your basic private health insurance needs. By becoming a member of Manulife Vitality, you are incentivized to support and sustain a lifestyle that prioritizes your mental and physical health. You are rewarded Vitality points for making healthy life choices, such as getting a dental check-up, meditating, and working out regularly.
By accumulating enough points, you can receive free gift cards, savings on the cost of your insurance, and even earn an Apple watch!
Manulife Vitality’s Gym Membership Coverage
Manulife Vitality exclusively offers a 25% discount on a Goodlife Fitness yearly gym membership to all Manulife Vitality members. This offer includes waived enrollment fees, a discounted personal training bundle, and a total of $195 off an annual membership.
Other rewards you can earn with Manulife Vitality points include:
Tim Hortons, Starbucks, Walmart, Amazon, and Winners Gift Cards
A free or discounted Apple Watch or Fitbit
An $1000/year discount with Expedia
30% off Adidas Sportswear
A $99 Amazon gift card
A one-year membership to Amazon Prime
Savings for Orangetheory Fitness
Savings for HelloFresh