Disclosure Statement

We Have Our Independent Agent License in All Canadian Provinces except Quebec

The following are the insurers (i.e. insurance companies) that HealthQuotes.ca represents.

Individual Health Insurance

  • Ontario Blue Cross

  • Manulife Financial

  • Sun Life Financial

  • Great West Life

Group Insurance (Employee Benefits)

  • Ontario Blue Cross

  • Desjardins

  • Empire Life

  • Equitable Life

  • Great West Life

  • Industrial Alliance

  • Manulife Financial

  • Standard Life

  • Sun Life Financial

  • The Co-Operators

Travel Insurance & Visitor to Canada Insurance

  • Manulife Financial

  • Ontario Blue Cross

  • Allianz Travel

  • GMS Insurance

  • RSA Insurance

Disability Insurance

  • Ontario Blue Cross

  • Canada Life

  • Manulife Financial

  • RBC (Royal Bank of Canada)

Relationship with Companies HealthQuotes.ca Represents

No insurance company holds an ownership interest in HealthQuotes.ca, nor do we hold an interest in any insurance company.

Compensation

If you choose to purchase a product through HealthQuotes.ca, we will be paid a sales commission by the company that provides the product you purchase.

HealthQuotes.ca may receive a renewal (or service) commission while the policy is kept in force.

HealthQuotes.ca may also be eligible for additional compensation, such as bonuses, or non-monetary benefits, such as travel incentives, depending on various factors such as the volume or persistency of business that we place with a particular company during a given time period.

In all cases, HealthQuotes.ca follows the Life and Health Insurance Industry Guidelines with respect to any and all compensation we receive.

Conflict of Interest

HealthQuotes.ca takes the potential of a conflict of interest seriously. We will notify you if there is a conflict of interest of which we become aware in regards to our recommendations to you. Our overall recommendation will take into consideration, and will be based on our agents’ analysis of your financial security needs.

More Information

Should you require additional information about our qualifications or the nature of our business relationships, our agents would be pleased to assist you.