Comparison of Individual Health Insurance Plans
Please use the table below as a comparison of individual health insurance plans. For the full details concerning coverage (e.g. paramedicals, etc.) please see the health plan details page or click on a Plan name listed below.
Manulife Flexcare Plans Comparison
| Insurance Plan | Dental Coverage | Amount of Dental | Drug Coverage | Amount of Drugs |
|---|---|---|---|---|
| Manulife: Flexcare DentalPlus (Basic) | Yes | Year 1: 50% of the first $1,150 (Total: $575/year per person) Year 2+: 80% of the first $400, 50% of next $860 (Total: $750/year per person) |
Not applicable | Not applicable |
| Manulife: Flexcare DentalPlus (Enhanced) | Yes | Year 1: 70% of the first $1,200 (Total: $840/year per person) Year 2+: 100% of the first $500, 60% of next $700 (Total: $920/year per person) |
Not applicable | Not applicable |
| Manulife: Flexcare DrugPlus (Basic) | Not applicable | Not applicable | Yes | 70% of the first $750, 90% of next $4,972 (Total: $5,000/year per person) Senior’s adjustments apply if 65 or older |
| Manulife: Flexcare DrugPlus (Enhanced) | Not applicable | Not applicable | Yes | 90% of first $2,222, 100% of next $8,000 (Total: $10,000/year per person) Senior’s adjustments apply if 65 or older |
| Manulife: Flexcare ComboPlus (Starter) | Yes | 70% of the first $575 (Total: $400/year per person) | Yes | 70% of the first $750 (Total: $525/year per person) Senior’s adjustments apply if 65 or older |
| Manulife: Flexcare ComboPlus (Basic) | Yes | 80% of the first $400, 50% of next $860 (Total: $750/year per person) | Yes | 70% of the first $750, 90% of next $4,972 (Total: $5,000/year per person) Senior’s adjustments apply if 65 or older |
| Manulife: Flexcare ComboPlus (Enhanced) | Yes | 100% of the first $500, 60% of next $700 (Total: $920/year per person) Major dental available in the 3rd year of coverage |
Yes | 90% of the first $2,000, 100% of next $8,000 (Total: $10,000/year per person) Senior’s adjustments apply if 65 or older |
Summary of Benefits
The Manulife Flexcare plans are designed to meet varying healthcare needs, offering both dental and drug coverage tailored for individuals and families:
Dental Plans: The DentalPlus options ensure essential dental services are covered, with the Enhanced plan providing more extensive support including major work and higher reimbursement limits.
Drug Plans: The DrugPlus options guarantee access to necessary prescription medications, with tiered coverage that increases for Enhanced plans, ensuring comprehensive support for prescription drug needs.
ComboPlus Plans: These plans combine dental and drug coverage to provide a holistic insurance solution, making them ideal for individuals looking for extensive health benefits.
By utilizing these plans, members can better manage their healthcare costs, enhance their overall wellness, and ensure access to necessary medical services, both preventive and urgent.
Comparison of Ontario Blue Cross Complete Health Plans
Blue Cross Complete Health Plans Comparison
| Insurance Plan | Dental Coverage | Amount of Dental | Drug Coverage | Amount of Drugs |
|---|---|---|---|---|
| Blue Cross Complete Health (Entry) | Yes | 60% coverage, with a maximum of $500/year | Yes | 70% coverage up to $750; no overall maximum |
| Blue Cross Complete Health (Essential) | Yes | 70% coverage, no overall maximum | Yes | 80% coverage; no overall maximum |
| Blue Cross Complete Health (Enhanced) | Yes | 80% coverage, no overall maximum | Yes | 80% coverage; includes $10,000/year maximum |
The Blue Cross Complete Health plans provide flexible insurance options tailored for individuals and families. Each plan is designed with different dental and drug coverage levels to accommodate diverse healthcare needs, making the selection process straightforward for potential members.