Medical travel & travel insurance- What’s the difference?
By Krista DeKuyper | April 12, 2023 |
When it comes to planning a trip, there are a lot of things to consider. One important aspect is insurance. But with so many different types of insurance available, it can be confusing to understand what you need. Two common types of insurance for travellers are medical travel & travel insurance In this blog post, we’ll break down the differences between medical travel & travel insurance.
Understanding the Two Types of Insurance
First, let’s define what we mean by medical insurance for travel and travel insurance. Medical insurance for travel is specifically designed to cover any medical expenses you may incur while traveling. Travel insurance, on the other hand, provides more comprehensive coverage, including things like trip cancellation, lost luggage, and emergency medical evacuation.
What is Medical Insurance for Travel?
Medical insurance for travel is a type of insurance that provides coverage for medical expenses incurred while traveling outside of your home country. This can include things like doctor visits, hospital stays, and emergency medical treatment. Medical insurance for travel can also cover emergency medical evacuation, which is the transportation of a patient to a medical facility for treatment.
What is Travel Insurance?
Travel insurance is a type of insurance that provides coverage for a variety of travel-related issues, including trip cancellation, lost luggage, and emergency medical evacuation. In addition to medical expenses, travel insurance can cover things like trip interruption, travel delay, and emergency travel assistance.
Key Differences Between Medical Travel & Travel Insurance
While both medical insurance for travel and travel insurance provides coverage for unexpected events while traveling, there are some key differences between the two. Medical insurance for travel specifically covers medical expenses, whereas travel insurance covers a wider range of issues, including medical expenses. Travel insurance may also provide coverage for non-medical issues such as trip cancellation, lost luggage, and travel delay.
Another key difference is that medical insurance for travel typically has lower limits than travel insurance. This means that while medical insurance for travel may cover the cost of medical treatment up to a certain amount, it may not cover other travel-related expenses.
Conclusion: Choosing the Right Insurance for Your Next Trip
So which type of insurance is right for your next trip? It depends on your individual needs and circumstances. If you’re traveling internationally and are concerned about medical expenses, medical insurance for travel may be a good option. If you’re looking for more comprehensive coverage, including non-medical issues like trip cancellation and lost luggage, travel insurance may be a better choice.
It’s important to carefully read the terms and conditions of any insurance policy you’re considering, and to make sure it provides the coverage you need. With the right insurance, you can travel with peace of mind knowing you’re protected in case of unexpected events.
If you want to take a look at Canadian travel insurance quotes, feel free to use our instant quoting tool!
