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    • Health PEI: Summary of Benefits

    Prince Edward Island offers residents the Health PEI provincial healthcare plan which covers basic hospital and medical treatment as well as other benefits.

    The following summarizes Health PEI coverage.Affordable Health & Dental Plans

    We offer health plans that:

    • Have no medical questions.
    • Are guaranteed acceptance.
    • Come with instant, online quotes.

    Health and dental coverage starting from $61.00 per month!

    Medical Services

    The following medical services are insured under Health PEI:

    • To be eligible all insured services MUST BE medically necessary.
    • Most physician services in a doctor’s office, hospital or home.
    • Surgical services if necessary.
    • Obstetrical services (e.g. pre-natal and post-natal care).
    • Certain oral surgery when performed by an oral surgeon in a hospital when medically required.
    • Male and female sterilizations; reversals are not insured.
    • Treatment of dislocations and fractures.
    • Certain insured specialist services when referred by an attending physician.

    Medical services not insured by Health PEI include:

    • Doctor’s travel time.
    • Immunizations (e.g. for travel and the flu shot).
    • Third-party examinations.
    • Telephone advice or prescriptions given over the phone.
    • Routine dental services such as examinations, fillings, cleanings and extractions (unless medically necessary and done in hospital).
    • Any cosmetic surgery that is not medically required.
    • Eye glasses, lenses and medical appliances such as hearing aids and artifical limbs.
    • Acupuncturists, acupressurists, audiologists, chiropodists, chiropractors, dieticians, homeopaths, naturopaths, optometrists, physiotherapists, podiatrists, osteopaths, and services done by a dentist.
    • There are ambulance user fees, unless an ambulance is considered “urgent” and the resident is a senior (65+ years old). For more information go here.

    Homecare Services

    The following homecare services are covered by Health PEI:

    • Nursing care (IV therapy, injections, wound care, etc.).
    • Home support assistance with daily living activities such as dressing and bathing.
    • Palliative care.
    • Dietician (e.g. diet) assistance.
    • Physiotherapy: to help with independence, mobility and overall function.
    • Occupational therapy (includes help modifying the home with special devices that assist with daily living).
    • Adult protection.
    • Long-term care: assessment for admission to nursing homes.
    • Adult day programs.

    Hospital Services

    The following hospital services are insured (some are available on an out-patient basis):

    • Meals and accommodations at the standard ward rates (semi-private and private rooms are covered at the standard ward rate).
    • Nursing services that are medically necessary.
    • Laboratory, x-rays and diagnostic procedures.
    • Radiotherapy and physiotherapy.
    • Operating room, routine surgical supplies, and anesthetic facilities.
    • Drugs that are prescribed by a doctor and administered in a hospital.
    • Surgical supplies.

    These services are not covered:

    • Ambulance user fees within the province; all ambulance fees outside of the province.
    • Some prosthetic devices, crutches.
    • Dental extractions, unless patient is medically required to be in hospital or unless there is prior approval.
    • Semi-private and private rooms.

    Drug Programs

    Generally speaking, prescription drugs are not covered by Health PEI. However, you may be eligible for full or partial coverage of prescription drug costs if you are a senior, meet some financial criteria, and/or have a specific disease. Just some of the drug programs available are:

    • AIDS/HIV Drug Program
    • Catastrophic Drug Program
    • Children in Care Drug Program
    • Community Mental Health Drug Program
    • Cystic Fibrosis Drug Program
    • Diabetes Drug Program
    • Erythropoietin Drug Program
    • Family Health Benefit Drug Program
    • Financial Assistance Drug Program
    • Generic Drug Program
    • Growth Hormone Drug Program
    • Hepatitis Drug Program
    • High Cost Drug Program
    • Home Oxygen Program
    • Immunization Program
    • Institutional Pharmacy Program
    • Insulin Pump Program
    • Meningitis Drug Program
    • Nursing Home Drug Program
    • Nutrition Services Program
    • Phenylketonuria (PKU) Supplement Program
    • Quit Smoking Drug Program
    • Rabies Vaccine Program
    • Seniors Drug Program
    • Sexually Transmitted Disease Drug Program
    • Transplant Anti-Rejection Drug Program
    • Tuberculosis Drug Program

    Please notify Health PEI if you are traveling out-of-province for more than one month. This will help to avoid any delay in payment for an out-of-province service. In addition, know that for out-of-country medical costs Health PEI may not pay the full costs you incur (for this reason private travel insurance is recommended when traveling).

    – for full details about Health PEI coverage click here –

    Protect yourself from costs not covered by Health PEI. Get free, instant health insurance quotes!
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    Last updated March 2018