Which Drugs Does Manulife Cover?
By Krista DeKuyper | February 18, 2023 |
Manulife’s drug coverage offers a wide range of benefits for those seeking medications and other health-related services. With Manulife, you can get more than just generic and brand-name drugs – you can also take advantage of over-the-counter remedies and many other medical services. In this article, we’ll explore the different types of drugs covered by Manulife’s plan, how to use them most effectively and efficiently, and the steps you need to take in order to start taking full advantage of your Manulife health plan today. Read on to learn more about Manulife drug coverage!
Overview of Manulife Drug Coverage
Depending on the health insurance plan you go with, you will get different amounts of coverage for prescription drugs.
For example, if you go with the ComboPlus Starter plan, you will be covered 70% of first $50 and also get coverage for dispensing fee. On the other hand, if you go with the ComboPlus Enhanced plan you will get coverage for 90% of first $2,2222 and 100% of next $8,00.
So think about how often you need prescription drugs. If it’s sometimes or not very often, then go with a basic plan. If you need recurring re-fills, then go with the enhanced plan.
Types of Drugs Covered by Manulife
Depending on your plan, you will get coverage for generic brand prescription drugs or brand name. If you go with the enhanced plan, you will get coverage for Brand-name prescription drugs. Anything outside of this plan will be covered for generic brand name.
Manulife may ask you to try an alternative, less expensive drug therapy before considering a more expensive one. They will determine the amount payable based on the lower of the actual cost or the lowest cost generic equivalent. Drugs and medications must be prescribed by a physician, nurse practitioner or dentist and dispensed by a licensed pharmacist. Some drugs require prior authorization.
Benefits of Using Manulife’s Drug Coverage
Manulife’s drug coverage offers a variety of benefits to those who use it. One of the biggest advantages is that Manulife’s plan allows for generic and brand-name drugs to be covered, allowing patients to receive the medications they need without breaking their budget. Additionally, those enrolled in an Enhanced plan will even have access to over-the-counter remedies, making it easier to treat common illnesses without having to make a trip to the doctor. Furthermore, Manulife also pays for most of the dispensing fees associated with filling prescriptions.
Manulife DrugPlus Basic
DrugPlus Basic Plan may be right for you if you use prescription drugs occasionally or regularly and don’t need to cover dental services.
Coverage includes:
- Drugs – 70% of first $750 and 90% of next $4,972 (up to $5,000 every year)
- Vision – $250 every 2 years
- Travel – $5 million in emergency health coverage for first 9 days of each trip
Manulife DrugPlus Enhanced Plan
DrugPlus Enhanced Plan may be right for you if you use more costly prescription drugs, including brand name drugs, and don’t need to cover dental services.
Coverage includes:
- Drugs – 90% of first $2,222 and 100% of next $8,000 (up to $10,000 every year)
- Vision – $250 every 2 years
- Travel – $5 million in emergency health coverage for first 9 days of each trip
Manulife’s drug coverage offers a variety of benefits to those who use it. Depending on your plan, you can get coverage for generic and brand-name drugs as well as over-the-counter remedies, making it easier to treat common illnesses without having to make a trip to the doctor. In addition, Manulife also pays for most of the dispensing fee associated with filling prescriptions. With two plans – DrugPlus Basic and Enhanced – available, there is sure to be something that meets everyone’s needs when it comes to Manulife drug coverage! So if you’re looking for an affordable way to access medications or other health services, look no further than Manulife!
Check out the HealthQuotes website for more information on Manulife’s prescription drug plans.
