4 Services that OHIP Covers For Seniors

By Krista DeKuyper | September 17, 2021 | General Health, Health Insurance, HealthQuotes Articles

Senior citizens are an increasingly large demographic in Canada. In fact, seniors now make up about 16% of the population! And as they age, it is important that they stay healthy and fit to enjoy their golden years. OHIP offers a growing array of services for Canadians over 65-years-old and has been improving steadily over the last decade. As they grow older, they need more medical care than younger people do so it’s great to know that there is such a comprehensive system in place to help them out! Here are 4 services that OHIP covers for seniors.

Physiotherapy

The first service is physiotherapy.

If you are 65 and over and have been referred by a physician then OHIP will cover your physiotherapy costs. This is very important because mobility and flexibility are often affected as we age so keeping active with regular exercise helps us maintain our fitness levels in later years.

In fact, the Ontario government has government-funded physiotherapy clinics that provide assessment and treatment services, including rehabilitation following an injury or hospital stay.

If you are eligible, a registered physiotherapist will meet with you one-on-one to determine the best treatment plan for you and supervise the physiotherapy process.

To find out if you’re eligible follow this link

Vision Care

For everyone besides seniors and those under the age of 20 vision care is not covered. However, for seniors OHIP will cover a visit every 12 months to an optometrist plus any follow ups. This is great news for seniors as regular vision care can help prevent deterioration of eyesight over time.

Just as you would for a doctor’s appointment, show your optometrist your health card and you’re good to go.

Prescription Drugs

Prescription drugs is another service that is covered for seniors under OHIP. In fact, seniors are entitled to the Ontario drug benefits (ODB) program. It covers the majority of the cost of about 5000 prescription drugs. Furthermore, it assists with allergy shots and diabetic supplies like needles, alcohol swabs, and glucose test strips.

To learn more follow this link to the Ontario webpage.

Home Care Services

Finally, home care services are covered by OHIP. Homecare workers assist elderly people in their own homes with activities such as meal preparation or bathing.

This is a fantastic service that allows retirement communities to maintain residents independent longer while still receiving adequate medical attention from experts! Seniors who live at home can live more independently for longer than they could in a retirement community.

You can find out how to access home care services by talking with your local Community Care Access Centre or CCAC. This is an organization that coordinates the delivery of homecare and long term care services across Ontario.

To see if you qualify and to learn more follow this link

Want Extra Protection?

Seniors need insurance to protect themselves and their assets. Without insurance, elders risk getting hit with high out-of-pocket costs for medical care and the needs of their home.

If you have a pre-existing condition then a guaranteed issue is your best friend. These plans have no medical questions and you’re guaranteed acceptance. However, there are also individual health insurance plans that might cover what you need. You can use our instant quoting tools to find the plan that is right for you

If you are looking for an experienced and trusted insurance broker that can provide the expertise needed to build your health portfolio send us an email at inquiries@healthquotes.ca