CANADIAN SNOWBIRD INSURANCE
With answers to a few simple questions, you’ll see how affordable the rates of our most popular life insurance plans can be.
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Canadian Snowbird Travel Insurance
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The following are special considerations when thinking about purchasing Canadian snowbird insurance:
Coverage for Pre-Existing Conditions
Some travelers may have pre-existing medical conditions that need to be covered by their snowbird travel insurance plan. Although this limits the amount of choices available to you, there are companies that will insure pre-existing conditions.
Note that for a condition to be covered it has to be stabilized for a given amount of time (usually 6 months) prior to traveling. Each insurance company differs in its definition of “stabilized” (click here for more).
If you want coverage for a pre-existing condition we urge you to call us at 1-800-474-4474 for a toll-free consultation with a licensed, experienced Canadian insurance broker.
Single Trip vs. Multi Trip Annual Plans
A single trip plan offers coverage for a single trip, while an annual multi-trip plan offers coverage for multiple trips within a given year.
Typically snowbirds travel once a year during the winter, so a single-trip plan makes sense. However, an annual multi-trip plan (plus a top-up) is often a great option since the premium difference is minimal, and gives the insured more flexibility for travel outside of their winter trip.