FollowMe™ Health Insurance Coverage Summary
FollowMe plan summary, a group conversion plan that offers robust health protection regardless of who provided your previous group health and dental coverage.*
There are four FollowMe plans to choose from – Basic, Enhanced, EnhancedPlus and Premiere.
Please use the following for a brief FollowMe plan summary. For a detailed plan comparison see the FollowMe health plan details page.
1. Dental Services- Basic services such as exams, fillings, extractions, denture services, etc.
- Extensive services such as crowns, bridges, dentures, endodontics, periodontics, and orthodontics (note that coverage depends on the plan type selected).
- Not covered by FollowMe Basic and Enhanced plans.
- Only Basic services covered by EnhancedPlus plan.
2. Prescription Drugs
- Coverage for generic drugs.
- Shared dispensing fee.
- Covered by all FollowMe plans, difference is amount of coverage.
3. Vision Care
- Covers the cost towards prescription lenses and frames, contact lenses and laser eye surgery.
- Covered by all FollowMe plans, difference is amount of coverage.
4. Hospital Benefits
- Preferred hospital accommodation in excess of the standard ward room rate.
- A cash benefit in lieu of the room cost for each day you are not able to obtain preferred accommodation.
- Semi-private room for all plans, and private room available via the premiere plan.
- Covered by all FollowMe plans, difference is amount of coverage.
5. Extended Health Care Benefits
a. Survivor Benefit
- Coverage for one year upon death of an adult policy holder.
- Covered by all plans.
b. Fracture Benefit
- Benefit payable for a fractured bone.
- Not covered by Basic plan.
c. Accidental Death and Dismemberment
- Benefit payable for accidental death or dismemberment resulting from an accident.
- Covered by all plans, difference is in amount of coverage.
d. Other Extended Benefits
(Covered by all plans, difference is in amount of
coverage)
- Health Service Navigator®
- Registered specialists and therapists
- Psychologists and psychotherapists
- Speech therapist
- Lifeline® Emergency Response service
- Homecare, nursing equipment, prosthetic appliances and durable medical equipment
- Hearing aids
- Ambulance services (unlimited ground and air)
- Accidental dental
6. Optional Travel Insurance
- Two annual (multi-trip) travel plans offered: 15 and 30 days
- Coverage for an unlimited number of trips per year
- No medical questions required
- Up to $5 million in medical benefits per trip
- No deductible
- You can apply if you are under 70 years old
- Coverage terminates when 80 years old
– Get Quotes | Coverage Summary | Health Plan Details | Travel Plan Details | Apply Now –
* To qualify for a FollowMe group conversion plan you must have lost your employee benefits within the last 90 days. If you want a guaranteed issue plan but have not lost group insurance benefits please consider a Flexcare ComboPlus Starter plan (also offered by Manulife Financial).
™ FollowMe is offered by The Manufacturers Life Insurance Company (Manulife Financial).